Terms & Conditions
Effective Date: July 4, 2026
Welcome to Just Auto Insurance (“Company,” “we,” “our,” or “us”). By accessing or using our website, requesting an insurance quote, submitting your information, or communicating with us by phone, email, or text message, you agree to these Terms & Conditions.
If you do not agree with these Terms, please discontinue use of our website and services.
1. Website Use
This website is intended to provide information about our insurance products and services and to allow users to request insurance quotes or contact our agency.
You agree to use this website only for lawful purposes. You agree not to:
- Submit false or misleading information.
- Attempt unauthorized access to our website or systems.
- Introduce malicious software or viruses.
- Interfere with the operation or security of the website.
- Use automated software or bots to collect information from our website.
We reserve the right to restrict or terminate access to our website for misuse or violation of these Terms.
2. Insurance Quotes
Insurance quotes requested through our website are estimates based on the information you provide.
Quotes do not guarantee:
- Coverage
- Eligibility
- Premium
- Approval
Final pricing, eligibility, underwriting decisions, and coverage are determined by the insurance carrier after reviewing your application.
3. Accuracy of Information
You agree to provide complete and accurate information when requesting quotes or contacting our agency.
Providing inaccurate or incomplete information may affect your insurance eligibility, pricing, or coverage.
4. Communications
By voluntarily providing your contact information through our website, requesting a quote, purchasing a policy, or otherwise communicating with us, you authorize Just Auto Insurance to contact you regarding your insurance needs.
Communications may include:
- Phone calls
- SMS/Text Messages
- Voicemail
- Appointment reminders
- Customer service communications
- Policy updates
- Renewal reminders
- Billing notifications
- Promotional offers and marketing communications (where you have provided consent)
Your consent to receive communications is not a condition of purchasing insurance.
5. SMS Terms & Conditions
By checking the applicable consent box, submitting your phone number through our website, or otherwise opting in to receive text messages, you consent to receive SMS communications from Just Auto Insurance.
Text messages may include:
- Insurance quote updates
- Policy servicing information
- Appointment reminders
- Renewal notices
- Billing notifications
- Customer support messages
- Marketing and promotional messages (where permitted by law and with your consent)
Our SMS communications may be delivered using third-party messaging platforms, including Sonar and Dialpad.
Message Frequency
Message frequency varies depending on your interactions with our agency and the services you request.
Message & Data Rates
Standard message and data rates may apply based on your wireless carrier and service plan.
Opt-Out
You may opt out of receiving SMS messages at any time by replying:
STOP
You will receive one final confirmation message confirming your opt-out.
Assistance
Reply:
HELP
for assistance or contact our office directly.
Carrier Disclaimer
Wireless carriers are not responsible for delayed or undelivered messages.
6. Email Communications
By providing your email address, you agree that we may send you emails regarding:
- Insurance quotes
- Policy documents
- Customer service
- Renewal reminders
- Billing notices
- Promotional offers (where permitted)
You may unsubscribe from marketing emails at any time by using the unsubscribe link included in the email.
7. Cookies & Tracking Technologies
Our website uses cookies and similar technologies to improve user experience, analyze website traffic, personalize content, and measure advertising performance.
We may use technologies provided by third parties, including:
- Google Analytics
- Google Ads
- Google Tag Manager
- Google Consent Mode
- Meta (Facebook) Pixel
These technologies may collect information such as:
- IP address
- Browser type
- Device information
- Pages visited
- Time spent on our website
- Website interactions
- Referral sources
- Advertising conversions
This information helps us:
- Improve our website
- Better understand visitor behavior
- Measure advertising effectiveness
- Deliver relevant advertisements
- Improve our products and services
You may manage your cookie preferences through our Cookie Preferences banner or your browser settings.
For additional information, please review our Privacy Policy.
8. Third-Party Websites
Our website may contain links to third-party websites or services.
We are not responsible for the privacy practices, content, or availability of those third-party websites.
Your use of third-party websites is subject to their own terms and privacy policies.
9. Intellectual Property
All content on this website, including but not limited to:
- Logos
- Graphics
- Images
- Text
- Icons
- Videos
- Designs
- Software
- Website layout
is the property of Just Auto Insurance or its licensors and is protected by applicable copyright, trademark, and intellectual property laws.
No content may be copied, reproduced, distributed, modified, or used without our prior written permission.
10. Disclaimer
The information provided on this website is for general informational purposes only.
Nothing on this website constitutes legal, financial, tax, or insurance advice.
Insurance products are subject to:
- Underwriting approval
- Carrier guidelines
- Policy terms
- Exclusions
- State regulations
Coverage is not effective until confirmed by the issuing insurance carrier.
11. Limitation of Liability
To the fullest extent permitted by applicable law, Just Auto Insurance shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from:
- Use of this website
- Inability to access the website
- Website interruptions
- Errors or omissions
- Third-party services
- Reliance on information contained on this website
12. Privacy
Your use of this website is also governed by our Privacy Policy.
Our Privacy Policy explains how we collect, use, disclose, and protect your personal information.
13. California Residents
If you are a California resident, you may have privacy rights under the California Consumer Privacy Act (CCPA), as amended by the California Privacy Rights Act (CPRA).
These rights may include the ability to:
- Request access to personal information we maintain about you.
- Request correction of inaccurate personal information.
- Request deletion of personal information, subject to applicable legal exceptions.
- Know the categories of personal information collected and disclosed.
- Request information regarding how your personal information is used.
- Not be discriminated against for exercising your privacy rights.
To exercise your privacy rights, please contact us using the information provided below.
14. Governing Law
These Terms & Conditions shall be governed by and interpreted in accordance with the laws of the State of California, without regard to its conflict of law principles.
Any disputes arising from these Terms or your use of this website shall be subject to the exclusive jurisdiction of the state or federal courts located in California.
15. Changes to These Terms
We may update these Terms & Conditions from time to time.
Any revisions will become effective immediately upon posting the updated version on this website.
Your continued use of the website after any changes constitutes acceptance of the revised Terms.
16. Contact Us
If you have questions regarding these Terms & Conditions, our services, or your privacy rights, please contact us:
Just Auto Insurance
Website: https://justautoins.com
Email: [email protected]
Phone: (888) 299-7015